Terms of Use
THESE TERMS OF SERVICE (TOS)
GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED BY *YOURDOMAIN.COM*. BY ACCESSING THIS SITE, YOU
ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF
THESE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO
CHANGE BY *YOURDOMAIN.COM* AT ANY TIME AT ITS
DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE
IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND
ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF
USE REGULARLY. Access To This Site YOU MUST BE EIGHTEEN
(18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE
UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO
ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE
RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION
OBTAINED BY THIS WEB SITE FALLS WITHIN THE CHILD ONLINE
PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
To access this site or some
of the resources it has to offer, you may be asked to
provide certain registration details or other
information. It is a condition of your use of this site
that all the information you provide on this site will
be correct, current, and complete. If *YOURDOMAIN.COM* believes the information you
provide is not correct, current, or complete, we have
the right to refuse you access to this site or any of
its resources, and to terminate or suspend your access
at any time, without notice.
Restrictions On Use
You may use this site
for purposes expressly permitted by this site. You may
not use this site for any other purpose, including any
commercial purpose, without *YOURDOMAIN.COM*'s
express prior written consent. For example, you may not
(and may not authorize any other party to) (i) co-brand
this site, or (ii) frame this site, or (iii) hyper-link
to this site, without the express prior written
permission of an authorized representative of *YOURDOMAIN.COM*. For purposes of these Terms of
Use, "co-branding" means to display a name,
logo, trademark, or other means of attribution or
identification of any party in such a manner as is
reasonably likely to give a user the impression that
such other party has the right to display, publish, or
distribute this site or content accessible within this
site. You agree to cooperate with *YOURDOMAIN.COM* in causing any unauthorized
co-branding, framing or hyper-linking immediately to
cease.
Proprietary Information
The material and content
(hereinafter referred to as the "Content")
accessible from this site, and any other World Wide Web
site owned, operated, licensed, or controlled by *YOURDOMAIN.COM*
is the proprietary information
of *YOURDOMAIN.COM* or the party that provided
the Content to *YOURDOMAIN.COM*, and *YOURDOMAIN.COM* or the party that provided the
Content to *YOURDOMAIN.COM* retains all right,
title, and interest in the Content. Accordingly, the
Content may not be copied, distributed, republished,
uploaded, posted, or transmitted in any way without the
prior written consent of *YOURDOMAIN.COM*, or
unless authorized in writing elsewhere on our site,
except that you may print out a copy of the Content
solely for your personal use. In doing so, you may not
remove or alter, or cause to be removed or altered, any
copyright, trademark, trade name, service mark, or any
other proprietary notice or legend appearing on any of
the Content. Modification or use of the Content except
as expressly provided in these Terms of Use violates *YOURDOMAIN.COM*'s intellectual property rights.
Neither title nor intellectual property rights are
transferred to you by access to this site.
Hyper-Links
This site may be
hyper-linked to other sites which are not maintained by,
or related to, *YOURDOMAIN.COM*. Hyper-links to
such sites are provided as a service to users and are
not sponsored by or affiliated with this site or *YOURDOMAIN.COM*.
*YOURDOMAIN.COM* has
not reviewed any or all of such sites and is not
responsible for the content of those sites. Hyper-links
are to be accessed at the user's own risk, and *YOURDOMAIN.COM*
makes no representations or
warranties about the content, completeness or accuracy
of these hyper-links or the sites hyper-linked to this
site. Further, the inclusion of any hyper-link to a
third-party site does not necessarily imply endorsement
by *YOURDOMAIN.COM* of that site. Submissions
You hereby grant to *YOURDOMAIN.COM* the
royalty-free, perpetual, irrevocable, worldwide,
non-exclusive right and license to use, reproduce,
modify, adapt, publish, translate, create derivative
works from, distribute, perform, and display all
content, remarks, suggestions, ideas, graphics, or other
information communicated to *YOURDOMAIN.COM* through this site (together, hereinafter known as the
"Submission"), and to incorporate any
Submission in other works in any form, media, or
technology now known or later developed. *YOURDOMAIN.COM*
will not be required to treat
any Submission as confidential, and may use any
Submission in its business (including without
limitation, for products or advertising) without
incurring any liability for royalties or any other
consideration of any kind, and will not incur any
liability as a result of any similarities that may
appear in future *YOURDOMAIN.COM* operations. *YOURDOMAIN.COM*
will treat any personal
information that you submit through this site in
accordance with its Privacy Policy as set forth on this
site.
Disclaimer
You understand that *YOURDOMAIN.COM*
cannot and does not guarantee
or warrant that files available for downloading from the
Internet will be free of viruses, worms, Trojan horses
or other code that may manifest contaminating or
destructive properties. You are responsible for
implementing sufficient procedures and checkpoints to
satisfy your particular requirements for accuracy of
data input and output, and for maintaining a means
external to this site for the reconstruction of any lost
data. *YOURDOMAIN.COM* does not assume any
responsibility or risk for your use of the Internet. The
Content is not necessarily complete and up-to-date and
should not be used to replace any written reports,
statements, or notices provided by *YOURDOMAIN.COM*. Investors, borrowers, and
other persons should use the Content in the same manner
as any other educational medium and should not rely on
the Content to the exclusion of their own professional
judgment. Information obtained by using this site is not
exhaustive and does not cover all issues, topics, or
facts that may be relevant to your goals.
YOUR USE OF THIS SITE IS
AT YOUR OWN RISK
The Content is provided
"as is" and without warranties of any kind,
either expressed or implied. *YOURDOMAIN.COM* disclaims all warranties, including any implied
warranties of merchantability, fitness for a particular
purpose, TITLE, OR NON-INFRINGEMENT. *YOURDOMAIN.COM* does not warrant that the
functions OR CONTENT contained in this site will be
uninterrupted or error-free, that defects will be
corrected, or that this site or the server that makes it
available are free of viruses or other harmful
components. *YOURDOMAIN.COM* does not warrant or
make any representation regarding use, or the result of
use, of the content in terms of accuracy, reliability,
or otherwise. The content may include technical
inaccuracies or typographical errors, and *YOURDOMAIN.COM*
may make changes or
improvements at any time. You, and not *YOURDOMAIN.COM*, assume the entire cost of all
necessary servicing, repair or correction IN THE EVENT
OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE
OR ITS CONTENT. *YOURDOMAIN.COM* MAKES NO
WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT
INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY
OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH
CONTENT. All of the information in this site, whether
historical in nature or forward-looking, speaks only as
of the date the information is posted on this site, and *YOURDOMAIN.COM*
does not undertake any
obligation to update such information after it is posted
or to remove such information from this site if it is
not, or is no longer, accurate or complete.
Limitation On Liability
*YOURDOMAIN.COM*,
ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE
PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS,
OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY
INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL,
CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES,
INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING,
EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF *YOURDOMAIN.COM*
HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE
COLLECTIVE LIABILITY OF *YOURDOMAIN.COM* AND ITS
SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS,
CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND
DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF
ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED
THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO *YOURDOMAIN.COM*
FOR THE APPLICABLE CONTENT,
PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.
Indemnity
You will indemnify and hold
*YOURDOMAIN.COM*, its subsidiaries, affiliates,
licensors, content providers, service providers,
employees, agents, officers, directors, and contractors
(hereinafter known as the "Indemnified
Parties") harmless from any breach of these Terms
of Use by you, including any use of Content other than
as expressly authorized in these Terms of Use. You agree
that the Indemnified Parties will have no liability in
connection with any such breach or unauthorized use, and
you agree to indemnify any and all resulting loss,
damages, judgments, awards, costs, expenses, and
attorney's fees of the Indemnified Parties in connection
therewith. You will also indemnify and hold the
Indemnified Parties harmless from and against any claims
brought by third parties arising out of your use of the
information accessed from this site.
Trademarks
Trademarks, service marks,
and logos appearing in this site are the property of *YOURDOMAIN.COM*
or the party that provided the
trademarks, service marks, and logos to *YOURDOMAIN.COM*.
*YOURDOMAIN.COM* and
any party that provided trademarks, service marks, and
logos to *YOURDOMAIN.COM* retain all rights with
respect to any of their respective trademarks, service
marks, and logos appearing in this site.
Information You Provide
You may not post, send,
submit, publish, or transmit in connection with this
site any material that:
you do not have the right
to post, including proprietary material of any third
party;
advocates illegal activity or discusses an intent to
commit an illegal act;
is vulgar, obscene,
pornographic, or indecent; threatens or abuses others,
libels, defames, invades privacy, stalks, is obscene,
pornographic, racist, abusive, harassing, threatening or
offensive;
seeks to exploit or harm
children by exposing them to inappropriate content,
asking for personally identifiable details or otherwise;
infringes any intellectual
property or other right of any entity or person,
including violating anyone's copyrights or trademarks or
their rights of publicity;
violates any law or may be
considered to violate any law;
impersonates or
misrepresents your connection to any other entity or
person or otherwise manipulates headers or identifiers
to disguise the origin of the content;
advertises any commercial
endeavor (e.g., offering for sale products or services)
or otherwise engages in any commercial activity (e.g.,
conducting raffles or contests, displaying sponsorship
banners, and/or soliciting goods or services) except as
may be specifically authorized on this site;
solicits funds, advertisers
or sponsors;
includes programs which
contain viruses, worms and/or Trojan horses or any other
computer code, files or programs designed to interrupt,
destroy or limit the functionality of any computer
software or hardware or telecommunications;
disrupts the normal flow of
dialogue, causes a screen to scroll faster than other
users are able to type, or otherwise act in a way which
affects the ability of other people to engage in real
time activities via this site;
includes MP3 format files;
disobeys any policy or
regulations established from time to time regarding use
of this site or any networks connected to this site;
contains hyper-links to
other sites that contain content that falls within the
descriptions set forth above.
Although under no
obligation to do so, *YOURDOMAIN.COM* reserves
the right to monitor use of this site to determine
compliance with these Terms of Use, as well the right to
remove or refuse any information for any reason.
Notwithstanding these rights, you remain solely
responsible for the content of your submissions. You
acknowledge and agree that neither *YOURDOMAIN.COM* nor any third party that
provides Content to *YOURDOMAIN.COM* will assume
or have any liability for any action or inaction by *YOURDOMAIN.COM*
or such third party with
respect to any submission. Security Any passwords used
for this site are for individual use only. You will be
responsible for the security of your password (if any).
*YOURDOMAIN.COM* will be entitled to monitor your password and, at its
discretion, require you to change it. If you use a
password that *YOURDOMAIN.COM* considers
insecure, *YOURDOMAIN.COM* will be entitled to
require the password to be changed and/or terminate your
account. You are prohibited from using any services or
facilities provided in connection with this site to
compromise security or tamper with system resources
and/or accounts. The use or distribution of tools
designed for compromising security (e.g., password
guessing programs, cracking tools or network probing
tools) is strictly prohibited.
If you become involved in
any violation of system security, *YOURDOMAIN.COM* reserves the right to release
your details to system administrators at other sites in
order to assist them in resolving security incidents. *YOURDOMAIN.COM*
reserves the right to
investigate suspected violations of these Terms of Use. *YOURDOMAIN.COM*
reserves the right to fully
cooperate with any law enforcement authorities or court
order requesting or directing *YOURDOMAIN.COM* to disclose the identity of anyone posting any e-mail
messages, or publishing or otherwise making available
any materials that are believed to violate these Terms
of Use.
BY ACCEPTING THIS AGREEMENT
YOU WAIVE AND HOLD HARMLESS *YOURDOMAIN.COM* FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY
*YOURDOMAIN.COM* DURING OR AS A RESULT OF ITS
INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A
CONSEQUENCE OF INVESTIGATIONS BY EITHER *YOURDOMAIN.COM*
OR LAW ENFORCEMENT AUTHORITIES.
Miscellaneous
These Terms of Use will be
governed and interpreted pursuant to the laws of Nevada,
United States of America, notwithstanding any principles
of conflicts of law. You specifically consent to
personal jurisdiction in Reno, Nevada in
connection with any dispute between you and *YOURDOMAIN.COM*
arising out of these Terms of
Use or pertaining to the subject matter hereof. The
parties to these Terms of Use each agree that the
exclusive venue for any dispute between the parties
arising out of these Terms of Use or pertaining to the
subject matter of these Terms of Use will be in the
state and federal courts in Reno, Nevada, United States
of America.
If any part of these Terms
of Use is unlawful, void or unenforceable, that part
will be deemed severable and will not affect the
validity and enforceability of any remaining provisions.
These Terms of Use
constitute the entire agreement among the parties
relating to this subject matter. Notwithstanding the
foregoing, any additional terms and conditions on this
site will govern the items to which they pertain. *YOURDOMAIN.COM*
may revise these Terms of Use
at any time by updating this posting.
Most Recent Revision Date:
April 01, 2005